Whether you’re looking at homes in the heart of Chandler or exploring the beautiful neighborhoods...
Homeownership in the East Valley

In the East Valley, from the tech hubs of Chandler to the scenic foothills of Ahwatukee, buying a home is a major milestone. But as Kip Wilkins often reminds his clients, the purchase is just the beginning. Protecting that investment starts with understanding your homeowner's insurance.
According to NerdWallet, your policy acts as a safety net by:
- Covering Rebuilding Costs: Essential for protecting against the intense monsoon winds or fire damage.
- Protecting Belongings: Keeping your electronics, furniture, and valuables secure.
- Providing Liability: Offering a shield if someone is injured on your property.
The 2026 Trend: Why Costs are Rising
In Chandler and Ahwatukee, we aren't just seeing beautiful new developments; we're seeing higher premiums. The Insurance Research Council (IRC) attributes this to more frequent severe weather and a sharp rise in construction labor and material costs.
The Good News: While premiums rose by 14% in 2024, they are expected to grow by only about 8% in 2026. Plus, as mortgage rates ease, it’s becoming easier to balance your monthly budget.
Meet Kip Wilkins: Your East Valley Real Estate Guide
With over 20 years of sales and customer service excellence, Kip Wilkins is a dedicated REALTOR® with the Arizona Dream Living team. Specializing in Chandler, Ahwatukee, and Gilbert, Kip is known for his professionalism, integrity, and a "client-first" philosophy summarized by: "Dream Living, Educated Choices, Your Home."
Kip has a special affinity for first-time homebuyers, using his patience and market knowledge to turn an anxious process into an empowering journey. Whether you are looking for a suburban retreat in 85224 or a foothills oasis in 85044, Kip provides the market analysis and transparency you need to make informed choices.
Expertise Includes:
- Residential Sales: Expert representation in Chandler and Ahwatukee.
- First-Time Buyer Education: Alleviating fears through transparency.
- Generational Wealth: Helping families use homeownership as a financial foundation.
Ready to start your journey in the East Valley? Visit kipsellsAZ.com to explore listings or download Kip’s exclusive eBooks, "Living the Dream" and "The Art of Home Selling."